Cosponsor H.R. 123: FHA Alternative Credit Pilot Program Reauthorization Act of 2017 (v. 3)

I am writing to invite you to cosponsor  H.R. 123, the FHA Alternative Credit Pilot Program Reauthorization Act of 2017.  According to a study by the Policy and Economic Research Council (PERC) and the Brookings Institute, approximately 50 million Americans
have insufficient information in their credit file to calculate a traditional credit score. Additionally, another 50 million people have credit scores that are possibly lower than they would be if non-financial payment data were reported to credit bureaus.
Unfortunately, the credit risk of borrowers cannot be adequately calculated with today’s standardized mortgage underwriting procedures. This is especially true for African-Americans, Latinos, low-income households, the elderly and those under the age of 25.

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Cosponsor H.R. 125: FHA In-Person Servicing Improvement Act of 2017

Please join me as a cosponsor of H.R. 125, the FHA In-Person Servicing Improvement Act of 2017.  The financial crisis of 2008 caused devastating impacts to the financial futures of Americans across the nation. For many, it was in the form of foreclosure
or default of a mortgage which led to the loss of their home. Over the last decade, 7.8 million homes have been lost to foreclosure.

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Cosponsor the American Innovation $1 Coin Act (H.R. 770)! (v. 2)

A pioneering spirit and quest for innovation is the hallmark of America’s past, present, and future.  Our Nation’s dogged pursuit of new ideas and the implementation of those ideas to improve our lives has been the key to our greatness, from before the American
Revolution to the present day.  It encompasses our inventiveness in developing new products and discovering new solutions that open economic doors; it relates to our creativity in the arts and discoveries in the sciences; and, at its core, it stands for the
proliferation of ideas that lead to our growth and progress.

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Cosponsor the FHA Alternative Credit Pilot Program Reauthorization Act of 2017 (v. 2)

I am writing to invite you to cosponsor H.R. 123, the FHA Alternative Credit Pilot Program Reauthorization Act of 2017.  According to a study by the Policy and Economic Research Council (PERC) and the Brookings Institute, approximately 50 million Americans
have insufficient information in their credit file to calculate a traditional credit score. Additionally, another 50 million people have credit scores that are possibly lower than they would be if non-financial payment data were reported to credit bureaus.
Unfortunately, the credit risk of borrowers cannot be adequately calculated with today’s standardized mortgage underwriting procedures. This is especially true for African-Americans, Latinos, low-income households, the elderly and those under the age of 25.

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Support Congressional Gold Medal to Honor Benghazi Heroes (v. 3)

In recognition of distinguished acts of bravery, leadership, and achievement that have an enduring impact on American history, Congress is authorized to bestow its highest civilian honor – the Congressional Gold Medal – on individuals whose contributions
and service to our nation stand as a testament to our founding principles.  To this end, we have introduced bipartisan legislation, H.R. 2315, to posthumously award the Congressional Gold Medal to Ambassador J. Christopher Stevens,
former Navy SEAL Glen Doherty, former Navy SEAL Tyrone Woods, and U.S. State Department officer Sean Smith in recognition of their lifetime commitment to the safety and security of the American people. These
brave individuals sacrificed their lives in defense of our nation during the September 12, 2012 terrorist attacks against the U.S. diplomatic mission in Benghazi, Libya. 

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