Sending Office: Honorable Andy Biggs
Please join me as a cosponsor of H.R. 81, a bill to amend the internal revenue code to allow all Americans an above-the-line deduction for the cost of health insurance premiums.
Health insurance premiums are too expensive. When companies and corporations pay the premiums, the amount paid by the employer is excluded from the employee’s taxable income. But people who purchase insurance on their own receive no tax deduction for the
cost of their premiums. Workers who buy their own insurance are therefore at a significant financial disadvantage to those who get it through their employer. If a person leaves his or her job, he or she will become responsible for the full cost of insurance,
reducing job mobility and incentivizing people to stay in undesirable jobs. This is unfair – insurance premiums should be treated equally for tax purposes whether an employer pays or not.
H.R. 81 would allow all individuals an above-the-line tax deduction for the full cost of health insurance premiums. This will help Americans in several ways:
- By providing some financial relief for the rising cost of health insurance;
- By increasing people’s freedom to choose to quit a bad job, alleviating a major disincentive of leaving;
- By making health insurance more portable and making individual policies more attractive; and
- By increasing choice in insurance plans beyond those offered by an employer.
This is a common-sense proposal that will lower costs, increase choice, and restore fairness to the tax treatment of health insurance. I hope that you will join me in cosponsoring this important legislation.
If you have any questions or would like to become a cosponsor, please contact Jason Rogers at
Member of Congress
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