From: The Honorable James R. Langevin
Sent By:
Bill: H.R. 1703
Date: 4/23/2015

Dear Colleague:
When a child’s name and Social Security number are obtained through a cyber-breach or otherwise, they can be used by thieves to obtain credit in that child’s name. I invite you to read a recent article by Ron Lieber on the topic, which includes discussion of legislation I recently introduced to protect children’s identities. Please join me in curbing this threat by cosponsoring the Protect Children from Theft Act, which directs the Consumer Financial Protection Bureau to write a rule that gives parents and guardians the ability to create a protected, frozen credit file for their children. Placing a freeze on a credit report will prevent lenders and others from accessing a credit report entirely, which will stop any extension of credit.
Florida, Georgia, Illinois, Indiana, Iowa, Louisiana, Maryland, Michigan, Nebraska, Oregon, South Carolina, Texas, Utah, Virginia, Delaware, Wisconsin and many other states have passed laws allowing parents and guardians to create frozen credit files for children. This legislation will expand that protection to all states and territories.
The legislation is endorsed by Consumers Union and the National Consumer Law Center.
For more information or to become a co-sponsor of this legislation, please contact Livia Shmavonian at or at 5-2735.


Jim Langevin
Member of Congress